﻿<?xml version="1.0" encoding="utf-8"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>Mother's Empowerment Blog</title><link>http://www.mectr.org</link><pubDate>Fri, 25 May 2012 18:41:28 GMT</pubDate><description /><lastBuildDate>Sat, 25 May 1912 18:41:28 GMT</lastBuildDate><item><title>Volunteer Opportunities</title><link>http://www.mectr.org/volunteer-opportunities</link><pubDate>Thu, 02 Sep 2010 14:54:42 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<a href="http://www.icanhelptwincities.com/display_org.php?oid=460&amp;utm_campaign=widget&amp;utm_source=460&amp;utm_content=120"><img alt="" width="120" height="190" src="http://www.icanhelptwincities.com/widgets/120x190_ichtc.jpg" style="border-style: solid;" /></a>]]></description><guid>http://www.mectr.org/volunteer-opportunities</guid></item><item><title>Science Museum</title><link>http://www.mectr.org/science-museum</link><pubDate>Thu, 08 Apr 2010 05:09:10 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<p style="text-align: center;"><span style="font-size: 18px;">Trip to the Science Museum!!</span></p>
<p style="text-align: center;"><span class="colorBlue" style="font-size: 18px;">Saturday, January 16, 2010</span></p>
<p style="text-align: center;"><span class="colorBlue" style="font-size: 18px;">10:00AM to 4:00PM</span></p>
<p style="text-align: center;"><span style="font-size: 18px;">Come spend a fun day with us at the Minnesota Science Museum next Saturday. Enjoy the exhibits, the Omnitheater, and fun with friends!</span></p>
<p>&nbsp;</p>
<p>&nbsp;</p>]]></description><guid>http://www.mectr.org/science-museum</guid></item><item><title>Family Movie</title><link>http://www.mectr.org/library-movie-night</link><pubDate>Sat, 10 Apr 2010 16:54:13 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<p></p>
<p>Join us for the movie, "Toy Story" at the Washburn Library.&nbsp; Saturday April 10, 2010 @ 1pm.&nbsp; Refreshments will be provided. Other giveaways available for Mom's.</p>]]></description><guid>http://www.mectr.org/library-movie-night</guid></item><item><title>Family Movie -Saturday April 10, 2010</title><link>http://www.mectr.org/family-movie-night2</link><pubDate>Sat, 10 Apr 2010 16:55:45 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<p></p>
<p>
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<p style="text-align: center;"><span style="font-size: 36pt; font-family: &quot;goudy old style&quot;;"><strong>FAMILY MOVIE!!!</strong></span></p>
<p style="text-align: center;"><span style="font-size: 20pt; font-family: &quot;lucida handwriting&quot;;"><strong>@</strong></span></p>
<p style="text-align: center;"><span style="font-size: 20pt; font-family: &quot;lucida handwriting&quot;;"><strong>Washburn Library (Downstairs)</strong></span></p>
<p style="text-align: center;"><span style="font-size: 14pt; font-family: &quot;bell mt&quot;;"><strong><!--[if !supportEmptyParas]-->&nbsp;<!--[endif]--></strong></span></p>
<p style="text-align: center;"><span style="font-size: 14pt; font-family: &quot;bell mt&quot;;"><strong><!--[if !supportEmptyParas]--></strong><span style="font-size: 48px;">DISNEY'S "TOY STORY"</span> <!--[endif]--></span></p>
<p style="text-align: center;"><span style="font-size: 14pt; font-family: &quot;bell mt&quot;;"><!--[if !supportEmptyParas]-->&nbsp;<!--[endif]--></span></p>
<p style="text-align: center;"><span style="font-size: 18pt; font-family: &quot;lucida handwriting&quot;;"><strong>Saturday April 10th @ 1pm<br />
</strong></span></p>
<p style="text-align: center;"><span style="font-size: 20pt; font-family: &quot;goudy old style&quot;;">
<p><span xmlns="http://www.w3.org/1999/xhtml"><span xmlns="http://www.w3.org/1999/xhtml"><span xmlns="http://www.w3.org/1999/xhtml">5244 Lyndale Ave. S.<br />
Minneapolis, 55419</span></span></span></p>
</span></p>
<p style="text-align: center;"><span style="font-size: 16pt; font-family: &quot;lucida handwriting&quot;;"><strong><!--[if !supportEmptyParas]-->&nbsp;<!--[endif]--></strong></span></p>
<p style="text-align: center;"><span style="font-size: 24pt; font-family: &quot;lucida handwriting&quot;;"><strong>*</strong></span><span style="font-size: 30pt; font-family: &quot;lucida handwriting&quot;;"><strong>Refreshments Provided</strong></span><span style="font-size: 24pt; font-family: &quot;lucida handwriting&quot;;"><strong>*</strong></span></p>
<p style="text-align: center;"><span style="font-size: 24pt; font-family: &quot;lucida handwriting&quot;;"><strong><!--[if !supportEmptyParas]-->&nbsp;<!--[endif]--></strong></span></p>
<p style="text-align: center;"><span style="font-size: 24pt; font-family: &quot;goudy old style&quot;;"><strong>sponsored by</strong></span></p>
<p style="text-align: center;"><span style="font-size: 24pt; font-family: &quot;goudy old style&quot;;"><strong>www.mectr.org</strong></span></p>
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<p></p>]]></description><guid>http://www.mectr.org/family-movie-night2</guid></item><item><title>Minneapolis Career Fair - July 6, 2010</title><link>http://www.mectr.org/minneapolis-career-fair</link><pubDate>Thu, 08 Apr 2010 05:21:22 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<p style="text-align: center;"><span style="font-size: 24px;">Tuesday, July 6, 2010</span></p>
<p style="text-align: center;"><span style="font-size: 24px;">11:00AM to 2:00PM -- <span class="colorOrange">FREE</span> to attend!</span></p>
<p style="text-align: center;"><span style="font-size: 24px;">&nbsp;Holiday Inn &amp; Suites Minneapolis/St. Paul</span></p>
<p style="text-align: center;"><span style="font-size: 24px;">International Airport</span></p>
<p style="text-align: center;"><span style="font-size: 24px;">3 Appletree Square</span></p>
<p style="text-align: center;"><span style="font-size: 24px;">Blooomington, MN 55425</span></p>]]></description><guid>http://www.mectr.org/minneapolis-career-fair</guid></item><item><title>Raffle Fundraiser!!!</title><link>http://www.mectr.org/raffle-fundraiser</link><pubDate>Wed, 14 Oct 2009 17:44:25 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<p style="text-align: center;"><span style="font-size: 32px; color: #4f6128;">Help us help our community!</span></p>
<p>For only $5 (per ticket), you could win an <span style="color: #ff0000;">Apple Desktop + Laptop + iPod Combo</span>,<br />
$1000 Mall of America shopping spree or a 42” flat screen TV!!<br />
Thank you in advance for your participation. We are very appreciative of your support.<br />
The $5 you spend on your raffle ticket will help us raise up to $2,250 for the Mother’s Empowerment Center.<br />
This money will be used toward legal fees to write and file our (501 (c) 3 Federal &amp; State Tax Exemption Status.<br />
This status will open doors for us to receive tax deductible donations and government grants.</p>
<div style="text-align: center;">Grand Prize = <span style="color: #ff0000;">Apple Desktop + Laptop + iPod Combo</span><br />
2nd Prize = <span style="color: #ff0000;">$1000 Mall of America Shopping Spree</span><br />
3rd Prize = <span style="color: #ff0000;">42” Flat Screen TV</span><br />
</div>
<div style="text-align: center;">Other prizes include = <span style="color: #ff0000;">Sporting event tickets, Gift certificates and a Wii.</span><br />
</div>
<p style="text-align: center;"><strong><span style="font-size: 18px;">Cash or checks made out to Thrivent Financial for Lutherans are acceptable forms of payment.</span></strong></p>
<p style="text-align: center;">Contact us for information on where you can get tickets.</p>
<p style="text-align: center;"><span style="font-size: 24px; color: #ff0000;">The raffle will be drawn on Monday October 26th.</span></p>
<div style="text-align: center;">The winner will be notified and does not need to be present.<br />
</div>
<p></p>
]]></description><guid>http://www.mectr.org/raffle-fundraiser</guid></item><item><title>Girl Effect</title><link>http://www.mectr.org/girl-effect</link><pubDate>Fri, 02 Oct 2009 14:38:44 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<p></p>
<span class="status-body"><span class="entry-content"></span></span><a target="_blank" rel="nofollow" class="tweet-url web" href="http://www.girleffect.org/">http://www.girleffect.org/</a>
]]></description><guid>http://www.mectr.org/girl-effect</guid></item><item><title>More school</title><link>http://www.mectr.org/more-school</link><pubDate>Sun, 27 Sep 2009 20:06:00 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<p></p>
<div class="hd">
<h1 id="yn-story-title">More school: Obama would curtail summer vacation</h1>
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<cite class="vcard">
By LIBBY QUAID, AP Education Writer        <span class="fn org">Libby Quaid, Ap Education Writer</span>
</cite>
–
<abbr class="recenttimedate" title="2009-09-27T12:29:34-0700">27&nbsp;mins&nbsp;ago</abbr></div>
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<p>WASHINGTON
– Students beware: The summer vacation you just enjoyed could be
sharply curtailed if President Barack Obama gets his way.</p>
<p>Obama says American kids spend too little time in school, putting them at a disadvantage with other students around the globe.</p>
<p>"Now, I know longer school days and school years are not wildly popular ideas," the president said earlier this year. "Not with <span id="lw_1254079797_0" class="yshortcuts">Malia and Sasha</span>, not in my family, and probably not in yours. But the challenges of a new century demand more time in the classroom."</p>
<p>The
president, who has a sixth-grader and a third-grader, wants schools to
add time to classes, to stay open late and to let kids in on weekends
so they have a safe place to go.</p>
<p>"Our school calendar is based upon the agrarian economy and not too many of our kids are working the fields today," <span id="lw_1254079797_1" class="yshortcuts" style="border-bottom: 1px dashed #0066cc; cursor: pointer;">Education Secretary Arne Duncan</span> said in a recent interview with The Associated Press.</p>
<p>Fifth-grader
Nakany Camara is of two minds. She likes the four-week summer program
at her school, Brookhaven Elementary School in Rockville, Md. Nakany
enjoys seeing her friends there and thinks summer school helped boost
her grades from two Cs to the honor roll.</p>
<p>But she doesn't want a longer school day. "I would walk straight out the door," she said.</p>
<p>Domonique Toombs felt the same way when she learned she would stay for an extra three hours each day in sixth grade at <span id="lw_1254079797_2" class="yshortcuts" style="background: transparent none repeat scroll 0% 0%; cursor: pointer; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;">Boston's Clarence R. Edwards Middle School</span>.</p>
<p>"I was like, `Wow, are you serious?'" she said. "That's three more hours I won't be able to chill with my friends after school."</p>
<p>Her
school is part of a 3-year-old state initiative to add 300 hours of
school time in nearly two dozen schools. Early results are positive.
Even reluctant Domonique, who just started <span id="lw_1254079797_3" class="yshortcuts" style="border-bottom: 1px dashed #0066cc; background: transparent none repeat scroll 0% 0%; cursor: pointer; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;">ninth grade</span>, feels differently now. "I've learned a lot," she said.</p>
<p>Does Obama want every kid to do these things? School until dinnertime? <span id="lw_1254079797_4" class="yshortcuts" style="border-bottom: 1px dashed #0066cc; background: transparent none repeat scroll 0% 0%; cursor: pointer; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;">Summer school</span>? And what about the idea that kids today are overscheduled and need more time to play?</p>
<p>___</p>
<p>Obama and Duncan say kids in the United States need more school because kids in other nations have more school.</p>
<p>"Young
people in other countries are going to school 25, 30 percent longer
than our students here," Duncan told the AP. "I want to just level the
playing field."</p>
<p>While it is true that kids in many other countries have more school days, it's not true they all spend more time in school.</p>
<p>Kids
in the U.S. spend more hours in school (1,146 instructional hours per
year) than do kids in the Asian countries that persistently outscore
the U.S. on math and science tests — Singapore (903), Taiwan (1,050),
Japan (1,005) and Hong Kong (1,013). That is despite the fact that
Taiwan, Japan and Hong Kong have longer school years (190 to 201 days)
than does the U.S. (180 days).</p>
<p>___</p>
<p>Regardless, there is a strong case for adding time to the school day.
</p>
<p>
Researcher Tom Loveless of the Brookings Institution looked at math
scores in countries that added math instruction time. Scores rose
significantly, especially in countries that added minutes to the day,
rather than days to the year.
</p>
<p>"Ten minutes sounds trivial to a school day, but don't forget,
these math periods in the U.S. average 45 minutes," Loveless said.
"Percentage-wise, that's a pretty healthy increase."
</p>
<p>
In the U.S., there are many examples of gains when time is added to the school day.
</p>
<p>
Charter schools are known for having longer school days or weeks or years. For example, kids in the KIPP network of 82 <span id="lw_1254079797_5" class="yshortcuts" style="border-bottom: 1px dashed #0066cc; background: transparent none repeat scroll 0% 0%; cursor: pointer; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;">charter schools</span>
across the country go to school from 7:30 a.m. to 5 p.m., more than
three hours longer than the typical day. They go to school every other
Saturday and for three weeks in the summer. KIPP eighth-grade classes
exceed their <span id="lw_1254079797_6" class="yshortcuts">school district averages</span> on state tests.
</p>
<p>
In Massachusetts' expanded learning time initiative, early results
indicate that kids in some schools do better on state tests than do
kids at regular public schools. The extra time, which schools can add
as hours or days, is for three things: core academics — kids struggling
in English, for example, get an extra English class; more time for
teachers; and enrichment time for kids.
</p>
<p>Regular public schools are adding time, too, though it is
optional and not usually part of the regular school day. Their calendar
is pretty much set in stone. Most states set the minimum number of
school days at 180 days, though a few require 175 to 179 days.
</p>
<p>
Several schools are going year-round by shortening summer vacation and lengthening other breaks.
</p>
<p>
Many schools are going beyond the <span id="lw_1254079797_7" class="yshortcuts">traditional summer school model</span>, in which schools give remedial help to kids who flunked or fell behind.
</p>
<p>Summer is a crucial time for kids, especially poorer kids,
because poverty is linked to problems that interfere with learning,
such as hunger and less involvement by their parents.
</p>
<p>That makes poor children almost totally dependent on their
learning experience at school, said Karl Alexander, a sociology
professor at <span id="lw_1254079797_8" class="yshortcuts" style="background: transparent none repeat scroll 0% 0%; cursor: pointer; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;">Baltimore</span>'s <span id="lw_1254079797_9" class="yshortcuts" style="border-bottom: 1px dashed #0066cc; cursor: pointer;">Johns Hopkins University</span>, home of the National Center for Summer Learning.
</p>
<p>
<span id="lw_1254079797_10" class="yshortcuts" style="border-bottom: 1px dashed #0066cc; cursor: pointer;">Disadvantaged kids</span>,
on the whole, make no progress in the summer, Alexander said. Some
studies suggest they actually fall back. Wealthier kids have parents
who read to them, have strong language skills and go to great lengths
to give them learning opportunities such as computers, summer camp,
vacations, music lessons, or playing on sports teams.
</p>
<p>
"If your parents are <span id="lw_1254079797_11" class="yshortcuts" style="border-bottom: 1px dashed #0066cc; background: transparent none repeat scroll 0% 0%; cursor: pointer; -moz-background-clip: border; -moz-background-origin: padding; -moz-background-inline-policy: continuous;">high school dropouts</span>
with low literacy levels and reading for pleasure is not hard-wired,
it's hard to be a good role model for your children, even if you really
want to be," Alexander said.
</p>
<p>
<span id="lw_1254079797_12" class="yshortcuts">Extra time</span> is not
cheap. The Massachusetts program costs an extra $1,300 per student, or
12 percent to 15 percent more than regular per-student spending, said
Jennifer Davis, a founder of the program. It received more than $17.5
million from the state Legislature last year.
</p>
<p>The Montgomery County, Md., summer program, which includes
Brookhaven, received $1.6 million in federal stimulus dollars to
operate this year and next, but it runs for only 20 days.
</p>
<p>Aside from improving academic performance, Education Secretary
Duncan has a vision of schools as the heart of the community. Duncan,
who was Chicago's schools chief, grew up studying alongside poor kids
on the city's South Side as part of the tutoring program his mother
still runs.
</p>
<p>"Those hours from 3 o'clock to 7 o'clock are times of high
anxiety for parents," Duncan said. "They want their children safe.
Families are working one and two and three jobs now to make ends meet
and to keep food on the table."
</p>
<p>
___
</p>
<p>
Associated Press writer Russell Contreras in Boston contributed to this report.</p>
</div>
</div>
]]></description><guid>http://www.mectr.org/more-school</guid></item><item><title>www.finaid.org</title><link>http://www.mectr.org/finaid</link><pubDate>Sat, 26 Sep 2009 17:10:45 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<p>&nbsp;</p>
<p><span class="three" style="font-family: arial,helvetica; font-size: 16px; color: #336699;"><strong>This information is provided by <a shape="rect" href="http://www.finaid.org">www.finaid.org</a>: </strong></span></p>
<p><span class="three" style="font-family: arial,helvetica; font-size: 16px; color: #336699;"><strong>Loan Forgiveness</strong></span></p>
<p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">Under certain circumstances, the federal government will cancel all or part of an educational loan. This practice is called <strong>Loan Forgiveness</strong>. To qualify, you must: </span></p>
<ul><span class="two" style="font-family: arial,helvetica; font-size: 13px;">
    <li>Perform volunteer work; </li>
    <li>Perform military service; </li>
    <li>Teach or practice medicine in certain types of communities; or, </li>
    <li>Meet other criteria specified by the forgiveness program. </li>
    </span></ul>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">To find out whether you qualify for loan forgiveness, talk to the human resources staff at your employer. </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">See also FinAid's <a shape="rect" href="http://www.finaid.org/loans/publicservice.phtml">Public Service Loan Forgiveness</a> section. </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">Some, but not all, loan forgiveness is excluded from income. See <a shape="rect" href="http://www.finaid.org/loans/forgivenesstaxability.phtml">Taxability of Student Loan Forgiveness</a> for additional details. </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><span style="color: #990000;"><strong>Volunteer Work</strong></span> </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">These volunteer organizations offer loan forgiveness:</span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><a shape="rect" href="http://www.americorps.org/"><strong>AmeriCorps</strong></a>. Serve for 12 months and receive up to $7400 in stipends plus $4725 to be used towards your loan. Call 1-800-942-2677.</span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><a shape="rect" href="http://www.peacecorps.gov/"><strong>Peace Corps</strong></a>. Volunteers may apply for deferment of Stafford, Perkins and Consolidation loans and partial cancellation of Perkins Loans (15% for each year of service, up to 70% in total). Volunteers make a real difference in the lives of real people with two years of service in more than 70 developing countries. Contact the Peace Corps at 1111 20th St., NW, Washington, DC 20526 or call 1-800-424-8580 or 1-202-692-1845. </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><a shape="rect" href="http://www.friendsofvista.org/"><strong>Volunteers in Service to America (VISTA)</strong></a>. Volunteer with private, non-profit groups that help eradicate hunger, homelessness, poverty and illiteracy. Provide 1700 hours of service and receive $4725. Call 1-800-942-2677 or 1-202-606-5000.</span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><span style="color: #990000;"><strong>Military</strong></span> </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">Students who are in the <a shape="rect" href="http://www.1800goguard.com/index_1024.asp"><strong>Army National Guard</strong></a> may be eligible for their Student Loan Repayment Program, which offers up to $10,000. (Note, the military and veterans' associations provide many scholarships and tuition assistance programs. See the section on <a shape="rect" href="http://www.finaid.org/military/">Military Aid</a> for details.)</span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><span style="color: #990000;"><strong>Teaching</strong></span> </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">Students who become full-time teachers in an elementary or secondary school that serves students from low-income families can have a portion of their <strong>Perkins Loan</strong> forgiven under The National Defense Education Act. This program forgives 15% of your loan for the first and second years of teaching service, 20% for the third and fourth, and 30% for the fifth. Contact your school district's administration to see which schools are eligible.</span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><strong>Mississippi teachers</strong> who currently have their Alternate Route Teaching License and teach in a shortage area may be eligible for the Teacher Loan Repayment program. Visit the Mississippi Office of State Student Financial Aid web site at <a shape="rect" href="http://www.ihl.state.ms.us/">www.ihl.state.ms.us</a> or call 1-601-432-6997.</span></p>
    <p>&nbsp;</p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">The American Federation of Teachers maintains a list of other <a shape="rect" href="http://www.aft.org/tools4teachers/loan-forgiveness.htm">loan forgiveness programs for teachers</a>. </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><span style="color: #990000;"><strong>Legal and Medical Studies</strong></span> </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">Many law schools forgive the loans of students who <strong>serve in public interest or non-profit positions</strong>. For more information, contact <a shape="rect" href="http://www.equaljusticeworks.org/">Equal Justice Works</a> (formerly the National Association for Public Interest Law) at 2120 L Street, NW, Suite 450, Washington, DC 20037-1541 (phone 1-202-466-3686 or fax 1-202-429-9766). The American Bar Association (ABA) also has a summary of <a shape="rect" href="http://www.abanet.org/legalservices/sclaid/lrap/home.html">Loan Repayment Assistance Programs (LRAP)</a> and <a shape="rect" href="http://www.abanet.org/legalservices/sclaid/lrap/statelraps.html">State Loan Repayment Assistance Programs</a>. </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">The US Department of Health and Human Services offers loan forgiveness programs through the <a shape="rect" href="http://nhsc.bhpr.hrsa.gov/">National Health Service Corps</a> and the <a shape="rect" href="http://bhpr.hrsa.gov/nursing/loanrepay.htm">Nursing Education Loan Repayment Program</a>. These programs offer loan forgiveness to physicians and registered nurses who agree to <strong>practice for a set number of years in areas that lack adequate medical care</strong> (including remote and/or economically depressed regions). </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">The US National Institutes of Health's <a shape="rect" href="http://www.lrp.nih.gov/">NIH Loan Repayment Programs</a> repays up to $35,000/year of student loan debt for US citizens who are conducting clinical medical research. </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">If you're a California resident, contact the <a shape="rect" href="http://www.oshpd.cahwnet.gov/">Office of Statewide Health Planning and Development</a> (State Loan Repayment Program, 400 R Street, Room 330, Sacramento, CA 95811; 1-916-326-3745). Other states may have similar programs. </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">Many hospitals and private healthcare facilities use loan forgiveness to recruit <strong>occupational and physical therapists</strong>. <a shape="rect" href="http://www.apta.org/">Contact the American Physical Therapy Association</a> (1111 North Fairfax St., Alexandria, VA 22314-1488; 1-800-999-2782) or the <a shape="rect" href="http://www.aota.org/">American Occupational Therapy Association</a> (P.O. Box 31220, 47200 Montgomery Lane, Bethesda, MD 20824-1220; 1-301-652-2682). </span></p>
    <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">Other loan repayment programs for medical school students include: </span></p>
    <ul><span class="two" style="font-family: arial,helvetica; font-size: 13px;">
        <li>The <a shape="rect" href="http://www.lrp.nih.gov/">National Institutes of Health (NIH) Educational Loan Repayment Programs</a> include the NIH AIDS Research Loan Repayment Program, NIH Clinical Research Loan Repayment Program, NIH General Research Loan Repayment Program. </li>
        <li><a shape="rect" href="http://www.njpmf.org/">Nicholas J. Pisacano MD Memorial Foundation Inc.</a> (American Board of Family Practice) </li>
        <li><a shape="rect" href="http://www.aafp.org/aafpf/">American Academy of Family Physicians Foundation</a> </li>
        <li>Disadvantaged Health Professions Faculty Loan Repayment Program </li>
        <li>Indian Health Service (IHS) Loan Repayment Program </li>
        <li>US Air Force, Army, and Navy Financial Assistance Programs </li>
        </span></ul>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">The American Association of Medical Colleges (AAMC) maintains a database of <a shape="rect" href="http://services.aamc.org/fed_loan_pub">state and other loan repayment programs for medical school students</a>. </span></p>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><span style="color: #990000;"><strong>Other Paths to Forgiveness</strong></span> </span></p>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">Students who receive the Michael Murphy Loan to <strong>study law enforcement, law, probation and parole, penology</strong>, or other related fields are eligible to work off one-fifth per year as a State Trooper (or related law enforcement official) in Alaska. Contact the <a shape="rect" href="http://www.dps.state.ak.us/ast/">Alaska State Troopers</a>, Director's Office Scholarship Fund, 5700 East Tudor Rd., Anchorage, AK 99507; 1-907-269-5511.</span></p>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><strong>Maryland state and local government employees</strong> who earn less than $40,000 gross annually may be eligible for a loan assistance/repayment program to study law, nursing, physical and occupational therapy, social work and education. Contact the Maryland State Scholarship Administration, 16 Francis St., Annapolis, MD 21401; 1-410-974-2971 x146. </span></p>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><span style="color: #990000;"><strong>Federal Government Loan Forgiveness Programs</strong></span> </span></p>
        <p>&nbsp;</p>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><a shape="rect" href="http://studentaid.ed.gov/PORTALSWebApp/students/english/cancelperk.jsp?tab=repaying">Perkins loans</a> and <a shape="rect" href="http://studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp?tab=repaying">Stafford Loans</a> can be cancelled for full-time service as a teacher in a designated elementary or secondary school serving students from low-income families, special education teacher (includes teaching children with disabilities in a public or other nonprofit elementary or secondary school), qualified professional provider of early intervention services for the disabled, teacher of math, science, foreign languages, bilingual education, or other fields designated as teacher shortage areas, employee of a public or non-profit child or family service agency providing services to high-risk children and their families from low-income communities, nurse or medical technician, law enforcement or corrections officer, staff member in the educational component of a Head Start Program, service as a Vista or Peace Corps Volunteer and service in the Armed Forces (up to 50% in areas of hostilities or imminent danger). </span></p>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">See also the US Department of Education's pages on <a shape="rect" href="http://studentaid.ed.gov/PORTALSWebApp/students/english/teachercancel.jsp?tab=repaying">Cancellation/Deferment Options for Teachers</a> and <a shape="rect" href="http://studentaid.ed.gov/PORTALSWebApp/students/english/childcare.jsp?tab=repaying">Cancellation for Childcare Providers</a>, as well as the <a shape="rect" href="http://www.ed.gov/offices/OSFAP/DCS/forms/form.teacher.loan.forgiveness.pdf">Teacher Loan Forgiveness Form</a>. </span></p>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">The US Department of Education maintains a database of <a shape="rect" href="https://www.tcli.ed.gov/CBSWebApp/tcli/TCLIPubSchoolSearch.jsp">low-income schools eligible for teacher loan cancellation</a> for Perkins and Stafford loans. </span></p>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">Secondary school math and science teachers, and elementary/secondary school special education teachers who commit to working in high-need schools for five years can obtain up to $17,500 in Stafford loan forgiveness. They must teach full time for five consecutive years in a qualifying low-income school and be "highly qualified". (The Taxpayer-Teacher Protection Act of 2004, HR 5186, increased the amount of forgiveness from $5,000 to $17,500 on October 30, 2004.) </span></p>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">Visit the HRSA web site for information on <a shape="rect" href="http://bhpr.hrsa.gov/nursing/loanrepay.htm">Nursing Education Loan Repayment</a> </span></p>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;">The <a shape="rect" href="http://www.opm.gov/oca/pay/studentloan/">Federal Student Loan Repayment Program</a> allows federal agencies to establish loan forgiveness programs to help recruit and retain employees. This is technically a loan repayment program and not a loan forgiveness program, as the agencies make payments directly to the loan holder and the payments represent taxable income to the employee. The agencies can repay up to $10,000 in Federal student loans per employee per calendar year, with a cumulative maximum of $60,000 per employee. Employees must agree to work for the agency for at least 3 years. For more information, see the <a shape="rect" href="http://www.opm.gov/oca/pay/StudentLoan/HTML/QandAs.asp">Student Loan Repayment Program FAQ</a>. This program is authorized by <a shape="rect" href="http://www4.law.cornell.edu/uscode/5/5379.html">5 USC 5379</a> (<a shape="rect" href="http://www.opm.gov/oca/pay/studentloan/HTML/5USC5379.asp">alternate link</a>) and <a shape="rect" href="http://www.access.gpo.gov/nara/cfr/waisidx_02/5cfr537_02.html">5 CFR 537</a>. Federal Employee Student Loan Assistance Act (P.L. 108-123, 11/11/03) increased the repayment limits to <a shape="rect" href="http://www.opm.gov/fedregis/2004/69-042004-21039-a.htm">$10,000 per employee per year and $60,000 per employee cumulative</a>. (The federal government's jobs site is located at <a shape="rect" href="http://www.usajobs.opm.gov/">www.usajobs.opm.gov</a>. They also have a site focused on <a shape="rect" href="http://www.studentjobs.gov/">jobs for recent graduates</a>.) </span></p>
        <p><span class="two" style="font-family: arial,helvetica; font-size: 13px;"><span style="color: #990000;"><strong>History of Loan Forgiveness Programs</strong></span> </span></p>
        <p>&nbsp;</p>
        <ul><span class="two" style="font-family: arial,helvetica; font-size: 13px;">
            <li>1958: The National Defense Student Loan Program (a predecessor of the Perkins loan program established by the National Defense Education Act in 1958) includes loan forgiveness provisions. </li>
            <li>1968: <a shape="rect" href="http://www.akadvantage.alaska.gov/page/268">Alaska</a> had a loan forgiveness provision for state loans if the borrower remained a state resident for four years after graduation. The forgiveness was not career-specific. The program ended in 1987, with the transition from the state general fund to capital markets in 1988. </li>
            <li>1982: The military's Student Loan Repayment Program started on October 1, 1982 after a demo program in FY1981. </li>
            <li>1987: The National Health Service Corps (which was established by the Emergency Health Personnel Act in 1970, PL 91-623) started its loan repayment program. </li>
            <li>1988: Start of Maryland's Janet L. Hoffman Loan Assistance Repayment Program (LARP) for public service attorneys. </li>
            <li>1993: AmeriCorps established by the National and Community Service Trust Act. </li>
            <li>1998: Stafford loan forgiveness for teachers established starting for loans originated on or after 10/1/1998. </li>
            </span></ul>
]]></description><guid>http://www.mectr.org/finaid</guid></item><item><title>Volunteer</title><link>http://www.mectr.org/volunteer</link><pubDate>Thu, 24 Sep 2009 13:21:04 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<object width="560" height="340">
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]]></description><guid>http://www.mectr.org/volunteer</guid></item><item><title>In The Light</title><link>http://www.mectr.org/in-the-light</link><pubDate>Fri, 18 Sep 2009 17:29:35 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<object width="425" height="344">
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]]></description><guid>http://www.mectr.org/in-the-light</guid></item><item><title>Single Mother Financial Aid</title><link>http://www.mectr.org/single-mother-financial-aid</link><pubDate>Fri, 04 Sep 2009 16:37:28 GMT</pubDate><dc:creator>Kelvin Thoulouis</dc:creator><description><![CDATA[<div class="container" id="MainContent_4_pnlTitle">
<h1 class="title">www.singlemotherfinancialaid.com</h1>
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<p>Each awakening day of a single mother's life is a struggle to endure the hardship and pain of survival. Working and playing the role of mother and father is a great responsibility.</p>
<p>Only the strong will truly survive in an economy, such as the United States, which is in a devastating financial crunch. Families with two parents are barely surviving. Government programs may offer <a href="http://singlemotherfinancialaid.com/" shape="rect"><strong>financial aid for single mothers</strong></a>, but sometimes this is still not enough.</p>
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<p>There are government programs that offer monetary assistance in addition to food assistance. </p>
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<p>Every effort has been made by government officials to get financial assistance for single mothers using various methods.</p>
<p>Technically, with financial help for single mothers, a single mother is more likely to become much more at ease in performing her daily undertakings. A single mother is especially restricted in what she is able to do because of the lack of funds. Grants can help reduce the possibility of mental stress that often leads to dependency on drugs or alcohol. There are tuition loans, college scholarships and housing mortgage assistance that a single mom can apply for and we have provided articles on this website for different programs depending on the need.</p>
<p>Government assistance programs have an income criterion that establishes how much assistance is granted. Basically, a single mother must be very poor before she can qualify for more help. A single mother's income can either be too much or too little and this leaves her facing another dilemma. The more resources a single woman already has, the less help she will receive. Some single mothers have to resort to getting a second job.</p>
<p>Fortunately, there is another way out of this web of confusion and distress. Non-profit organizations such as churches, private organizations and major non-profit organizations such as, The Salvation Army, The United Way, The American Red Cross, and Goodwill Industries will often assist with qualified families' utility bills. A search on the internet will prove beneficial in finding single women resource networks. Really, there is a vast amount of information out there for single mothers.</p>
<p>Financial aid for single mothers tips are in abundance. It's all up to her to start the search for the assistance she so desperately needs. A single mother's survival has a great influence on whether her children will end up with foster parents or in a juvenile penal institution. Single mother financial assistance organizations also have counseling available for those ladies who are over their limit in stress and frustration.</p>
<p>Due to the fact that single parent households are increasing and women head most of them, the survival of the societies of the United States may very well depend on the survival of a single mother financial assistance program which will safeguard the lives of disadvantaged single mothers.</p>
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<p style="text-align: center;"><a href="http://www.singlemotherfinancialaid.com" shape="rect">www.singlemotherfinancialaid.com</a> </p>
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